Blog

Fall Open Enrollment is when you can change your Medicare coverage, but knowing where to start can be tricky. In this Blog, you’ll learn strategies to choose the coverage that best fits your needs for 2025.

In the month or two before Fall Open Enrollment, expect some important letters about your Medicare! These notices will tell you how your coverage and costs are changing for the next year. In this Blog, you’ll learn what to look for in these notices to evaluate how well your coverage will meet your needs in 2025.

From premiums to copays and deductibles, it can feel difficult to afford health insurance—especially with rising costs. In this blog, learn about programs to help you save on your Medicare costs.

If you or a loved one will soon be eligible for Medicare, join us for this Blog! We’ll go over all the basics you should know—from enrollment periods to coverage choices and beyond. Medicare can feel confusing, but we’ll ensure you start on the right foot.

You might assume that your family would be able to make your health care decisions for you if you were to become incapacitated. However, this isn’t always the case. Your family may not agree on what’s best, or important decisions could fall to your providers instead. This is why it’s important for you to plan ahead. In this blog, learn about advance directives, living wills, health care proxies, and powers of attorney to help ensure that decisions made on your behalf meet your needs and preferences.

Federal Employee Health Benefit (FEHB) plans cover current and retired government employees and works with Medicare differently than other employer plans. In this blog, learn how your FEHB benefits coordinate with Medicare and what to consider when making enrollment decisions.

If you’re receiving care in a hospital or non-hospital setting, you may be told that your Medicare will no longer pay for your care and that you will be discharged. You have the right to file a fast appeal if you feel that continued care is medically necessary. There are separate processes for hospital and non-hospital appeals. Non-hospital care includes care from a skilled nursing facility, Comprehensive Outpatient Rehabilitation Facility, hospice, or home health agency. Be aware that at each level of appeal there is a separate timeframe for when you must file the appeal and when you’ll receive a decision. Make sure to file each appeal in a timely manner or your appeal may not be considered.

Sometimes a Part D plan won’t cover a medication that you need. This blog covers what you can do if this happens.

Depending on how you get your Medicare coverage, you will have different considerations when choosing health care providers, such as doctors, hospitals, or medical equipment suppliers. Let’s discuss the factors you should consider so that your care is covered at the lowest cost. Considering these factors, you can choose your next health care provider.

During Medicare’s Open Enrollment Period, you will likely experience more marketing from private Medicare plans, like Medicare Advantage Plans and Part D plans. Companies try to reach consumers in various ways, like television commercials, radio ads, events, mailings, phone calls, and texts. The government has rules, though, to protect you from forceful or misleading marketing. Knowing the rules and red flags can help you make the best choices for yourself during Open Enrollment.