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Medicare’s Open Enrollment is the time of year when you can make changes to your Medicare coverage. This period runs from October 15 through December 7, and any changes you make will take effect on January 1. You may also hear the Open Enrollment Period called the Annual Election Period.

You can only enroll in Medicare or make changes to your Medicare during certain times of the year. In this blog post we review these enrollment periods, so you can make the most of them.

Your Medicare coverage and costs can change each year, so it is important to understand and review your benefits. Here is an overview of what’s new in 2023.

The Health Insurance Marketplaces were created by the Affordable Care Act, also known as the ACA. The Marketplaces allow people to buy insurance if they do not have insurance or if they need more insurance. You can access the Marketplace online or over the phone. Some states have their own Marketplaces, and other states use the federal Marketplace to provide coverage. Plans sold through Marketplaces are also known as Qualified Health Plans, or QHPs. Many people who have a Marketplace plan get cost assistance in the form of tax credits, which lower the plan’s monthly premium.

Some people have multiple types of health insurance, so it is important to know that Medicare coverage works differently with other kinds of insurance. This article reviews how Medicare works with two kinds of military benefits—TRICARE and Veterans Affairs benefits

Medicare Part D, the prescription drug benefit, is the part of Medicare that covers most outpatient prescription drugs. Part D is offered through private companies either as a stand-alone prescription drug plan for those enrolled in Original Medicare or as a set of benefits included with your Medicare Advantage Plan. Sometimes a plan’s premium increases or the plan does not cover your new medications. In this blog post we’ll discuss how you can choose and enroll in a new plan for your Medicare Part D prescription drug benefit.

It is important to understand your Medicare coverage choices and to pick your coverage carefully. Here we’ll look at one important choice—choosing between Original Medicare and a Medicare Advantage Plan.

Deciding if and when to enroll in the various parts of Medicare, when you are first eligible, is an important choice. In this blog post we will explain how to make informed Medicare enrollment decisions and avoid penalties or gaps in coverage.

There are Medigap changes for newly eligible beneficiaries

Medicare Supplement, or “Medigap,” insurance policies are designed to fill the cost-sharing gaps for people with Original Medicare. You may have questions about when and how to apply for a Medigap insurance policy. Your State Health Insurance Assistance Program (SHIP) will help you assess Medigap options and guidelines specific to your state and your individual circumstances.