Skip to Content
A group sits in a room and listens and learns



State Health Insurance Assistance Programs help you navigate the complexities of Medicare.

Couple sitting on sofa and holding the form

The State Health Insurance Assistance Programs (SHIPs) provide local, in-depth, and objective insurance counseling and assistance to Medicare-eligible individuals, their families, and caregivers.

Help for yourself or your loved ones

Considering making coverage changes during Medicare’s Annual Election Period (Open Enrollment)?

  • Contact your SHIP for one-on-one assistance with reviewing health or prescription drug plan options.

Worried about the out-of-pocket costs associated with Medicare?

  • Contact your SHIP to find out about assistance programs you or your loved one might be eligible for.

Unsure about Medicare’s eligibility criteria?

  • SHIPs can help you understand the guidelines.

Wondering what Medicare does and doesn’t cover?

  • Medicare can be complicated. Contact your SHIP for answers.

Confused about who pays first, Medicare or another insurance?

  • SHIPs can explain how Medicare works with supplemental policies, retiree coverage, Medicaid, and other insurers.  

Uncertain of yours or your loved one's rights, under Medicare?

  • Contact your SHIP for assistance.

Can’t find your SHIP?

  • Use the SHIP Locator or call 1-877-839-2675.
SHIPs are federally funded by the U.S. Administration for Community Living.


Flyer about SHIP