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About

ABOUT SHIPS

State Health Insurance Assistance Programs help you navigate the complexities of Medicare.

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The State Health Insurance Assistance Programs (SHIPs) provide local, in-depth, and objective insurance counseling and assistance to Medicare-eligible individuals, their families, and caregivers.

Help for yourself or your loved ones

  • Considering making coverage changes during Medicare’s Annual Election Period (Open Enrollment)?  Contact your SHIP for one-on-one assistance with reviewing health or prescription drug plan options.
  • Worried about the out-of-pocket costs associated with Medicare? Contact your SHIP to find out about assistance programs you or your loved one might be eligible for.
  • Unsure about Medicare’s eligibility criteria? SHIPs can help you understand the guidelines.
  • Wondering what Medicare does and doesn’t cover? Medicare can be complicated. Contact your SHIP for answers.
  • Confused about who pays first, Medicare or another insurance? SHIPs can explain how Medicare works with supplemental policies, retiree coverage, Medicaid, and other insurers.  
  • Uncertain of yours or your loved one's rights, under Medicare? Contact your SHIP for assistance.
  • Can’t find your SHIP? Use the SHIP Locator or call 1-877-839-2675.
SHIPs are federally funded by the U.S. Administration for Community Living.

 

Flyer about SHIP