April 1, 2025
Part D always covers medications, right? Not quite! Some drugs can be covered under both Part B or Part D—depending on what the drug is used for and how it’s administered. Misunderstanding Part B versus Part D drugs can lead to complications for you at the pharmacy or with your billing. Read more to learn the difference between Part B and Part D drugs.
February 25, 2025
The stress of affording your medication is a familiar feeling for too many people. Although this year brings the new $2,000 cap on Part D spending, there are other ways, too, to help you lower your Part D costs. This blog reviews four cost-saving programs and strategies.
January 28, 2025
Late enrollment in Medicare or a higher income can lead to higher premiums. However, everyone has the right to appeal their premium determination. Understanding how these premiums work can help you assess their accuracy and decide if you should appeal.
November 22, 2024
Medicare covers a lot, but not everything. For example, Medicare doesn’t cover most dental, vision, and hearing care, including hearing aids. It also doesn’t cover most non-emergency transportation or care outside of the U.S. Even when Medicare covers your care, there may be costs left to you, like copays and coinsurances, that can add up. Today we’ll discuss ways to add on to your Medicare to help you access these types of care.
October 28, 2024
Preventive care helps prevent illness, detect medical conditions, and keep you healthy. A service is considered preventive if you have no prior symptoms of the disease. In contrast, diagnostic services address symptoms or conditions that you already have. Let’s discuss how Medicare covers preventive care.
September 27, 2024
Did you know that you don’t have to be a U.S. citizen to qualify for Medicare? Given the growing number of older immigrants in the U.S. and the unique hurdles they face enrolling in Medicare, Medicare and immigration is an important topic to discuss.
July 29, 2024
You can make changes to your Medicare coverage each year during Medicare’s Open Enrollment, which runs October 15 to December 7. Around September, you will start to receive notices with information about any changes to your plan in the coming year. It is important to read and understand these notices, as they can help you […]
June 21, 2024
Today, we’ll discuss various programs that can help you save on your Medicare costs. First, understand the benefits offered by the Medicare Savings Programs. Medicare Savings Programs (MSPs), help pay your Medicare costs if you have limited income and savings. There are three main programs, each with different benefits and eligibility requirements. If your income […]
May 21, 2024
Medicare is the federal government program that provides health care coverage, or health insurance. The Centers for Medicare & Medicaid Services (CMS) is the federal agency that runs Medicare. The program is funded in part by Social Security and Medicare taxes you pay on your income, in part through premiums that people with Medicare pay, […]
April 29, 2024
You might assume that your family would be able to make your health care decisions for you if you were to become incapacitated. However, this isn’t always the case. Your family may not agree on what’s best, or essential decisions could fall to your providers instead. This is why it’s important for you to plan. In this blog, learn about advance directives, living wills, health care proxies, and powers of attorney to help ensure that decisions made on your behalf meet your needs and preferences.