August 28, 2025
Fall Open Enrollment is the time of year when you can change your Medicare coverage, but knowing where to start can be tough. In this blog, you’ll learn strategies to choose the coverage that best fits your needs for 2026.
July 23, 2025
Everyone with Medicare faces the same question at some point—should I enroll in Original Medicare or a Medicare Advantage Plan? Although both are part of the Medicare program, they differ in important ways. In this blog post, you’ll learn about the differences between Original Medicare and a Medicare Advantage Plan, and when you might consider one over the other.
February 25, 2025
The stress of affording your medication is a familiar feeling for too many people. Although this year brings the new $2,000 cap on Part D spending, there are other ways, too, to help you lower your Part D costs. This blog reviews four cost-saving programs and strategies.
January 28, 2025
Late enrollment in Medicare or a higher income can lead to higher premiums. However, everyone has the right to appeal their premium determination. Understanding how these premiums work can help you assess their accuracy and decide if you should appeal.
December 19, 2024
Your Medicare coverage and costs can change each year, so it’s important to understand and review your benefits. Here’s an overview of what’s new in 2025.
October 28, 2024
Preventive care helps prevent illness, detect medical conditions, and keep you healthy. A service is considered preventive if you have no prior symptoms of the disease. In contrast, diagnostic services address symptoms or conditions that you already have. Let’s discuss how Medicare covers preventive care.
July 29, 2024
You can make changes to your Medicare coverage each year during Medicare’s Open Enrollment, which runs October 15 to December 7. Around September, you will start to receive notices with information about any changes to your plan in the coming year. It is important to read and understand these notices, as they can help you […]
June 21, 2024
Today, we’ll discuss various programs that can help you save on your Medicare costs. First, understand the benefits offered by the Medicare Savings Programs. Medicare Savings Programs (MSPs), help pay your Medicare costs if you have limited income and savings. There are three main programs, each with different benefits and eligibility requirements. If your income […]
March 28, 2024
Federal Employee Health Benefits, or FEHB, plans cover current and retired government employees. FEHB plans can be either Health Maintenance Organizations (HMOs), or Fee-for-service (FFS) plans. HMOs have networks of providers, and you usually must see in-network providers to be sure services are covered. In an HMO, your out-of-pocket costs may be lower than in […]
November 21, 2023
Sometimes a Part D plan won’t cover a medication that you need. Let’s discuss what you can do if this happens. First, understand your right to appeal. A Part D appeal is a formal request for review of a coverage decision made by your Part D plan. If your Part D plan denies coverage of […]