June 23, 2025
Medigaps
Original Medicare Part B covers 80% of the cost of most services. But what about the other 20%? Or the other out-of-pocket costs like deductibles or inpatient copays? Let’s discuss Medigaps, which can help cover these costs.
Medicare and Other Insurance
May 28, 2025
Medicare and Employer Coverage
When you have Medicare and another type of insurance, Medicare will either pay primary or secondary for your medical costs. Primary insurance pays first for your medical bills. Secondary insurance pays after your primary insurance.
November 22, 2024
Adding on to Medicare
Medicare covers a lot, but not everything. For example, Medicare doesn’t cover most dental, vision, and hearing care, including hearing aids. It also doesn’t cover most non-emergency transportation or care outside of the U.S. Even when Medicare covers your care, there may be costs left to you, like copays and coinsurances, that can add up. Today we’ll discuss ways to add on to your Medicare to help you access these types of care.
September 27, 2024
Medicare and Immigration Status
Did you know that you don’t have to be a U.S. citizen to qualify for Medicare? Given the growing number of older immigrants in the U.S. and the unique hurdles they face enrolling in Medicare, Medicare and immigration is an important topic to discuss.
March 28, 2024
Medicare for Federal Employees and Retirees
Federal Employee Health Benefits, or FEHB, plans cover current and retired government employees. FEHB plans can be either Health Maintenance Organizations (HMOs), or Fee-for-service (FFS) plans. HMOs have networks of providers, and you usually must see in-network providers to be sure services are covered. In an HMO, your out-of-pocket costs may be lower than in […]
November 28, 2022
Medicare and the Health Insurance Marketplaces
What are the Health Insurance Marketplaces? The Health Insurance Marketplaces were created by the Affordable Care Act, also known as the ACA. The Marketplaces allow people to buy insurance if they do not have insurance or if they need more insurance. You can access the Marketplace online or over the phone. Some states have their […]
October 28, 2022
How Medicare Works with Military Benefits
Some people have multiple types of health insurance, so it is important to know that Medicare coverage works differently with other kinds of insurance. This article reviews how Medicare works with two kinds of military benefits—TRICARE and Veterans Affairs benefits. First, let’s start with TRICARE. TRICARE is a health insurance program provided by the federal […]
February 21, 2019
Medicare Supplement (Medigap) Insurance and Medical Underwriting
Medicare Supplement, or “Medigap,” insurance policies are designed to fill the cost-sharing gaps for people with Original Medicare. You may have questions about when and how to apply for a Medigap insurance policy. Your State Health Insurance Assistance Program (SHIP) will help you assess Medigap options and guidelines specific to your state and your individual circumstances.